Advantages & Disadvantages of Retiring in Omaha
You think about retiring in Omaha but want to get additional information about senior life, housing situation, safety, living costs, entertainment, public infrastructure, medical support and much more before making your final decision in this regard?
Great! This article is exactly for you since I will show you the pros and cons of retiring in Omaha in the following chapters.
Retire in Omaha – Overview
Living Costs | Living costs in Omaha are relatively low compared to other big metropolitan areas and many retirees in Omaha can afford a decent lifestyle even if their pensions are not great. |
Housing | Rents in Omaha are still affordable for many pensioners in Omaha and housing shortage is not a big problem yet. |
Climate | People who retire in Omaha can experience warm summers and pretty cold winters. |
Crime | While crime rate in Omaha is above national average, it is still lower than in many other big metropolitan cities. |
Opportunities to Socialize | You will find decent bars, senior centers and other locations where you can socialize as a retiree in Omaha. |
Entertainment | While you can go to the movies and do many things you may be used to from other big cities, entertainment options are still not great in Omaha and you may therefore get bored with senior life in Omaha sooner or later. |
Public Transport | Public transport in Omaha is not great and if you want to retire in Omaha, you may need a car to get around in an efficient manner. |
Walkability & Bicycling | Omaha is a relatively bicycle-friendly place and also a rather walkable city, at least near the city center where distances are often pretty short and you will find most things you need close to your home. |
Medical Infrastructure | In case you get sick, you will find many decent doctors in the Omaha region who can treat your health condition in a proper manner. |
Supply of Material Goods | Thanks to good public infrastructure, you will not run out of important material goods in the Omaha region. |

Reasons to Retire in Omaha
- Retirees in Omaha find decent medical infrastructure
- Omaha is a relatively bicycle-friendly city
- Distances are rather short close to the city center
- Living costs in Omaha are pretty low
- Rents are still affordable for many people retiring in Omaha
- You don’t have to search long to find a decent place to stay
- Low overall financial pressure for pensioners in Omaha
- Retirees in Omaha can experience real seasons
- Decent bars and restaurants in Omaha
- You can socialize in senior centers
- Omaha is a rather relaxed place
- Easy to get around by car in Omaha
- Retirees don’t have to worry about running out of important goods
- Decent internet connection in Omaha
- Easy to get to Omaha
- Omaha will be an important place to retire for quite a long time
- Many recreational spaces in Omaha
Retirees in Omaha find decent medical infrastructure
One advantage of retiring in Omaha is that you will find many decent and doctors in this region and in case you get sick, you can be sure to find proper medical treatment so you can recover from your health condition as quickly as possible.
Omaha is a relatively bicycle-friendly city
You should also know that Omaha is a rather bicycle-friendly city where you can get around by bike in an efficient manner and this can be great for you as a retiree since you will get enough exercise while you can also save money on gas and do good for our environment in the long run.
Distances are rather short close to the city center
Since distances are rather short near the city center, many retirees in Omaha can walk short distances and can get everything they need close to their homes.
Living costs in Omaha are pretty low
Another upside to retiring in Omaha is that living costs are pretty low and while people who retire in San José or other more popular and expensive regions have to spend lots of money on various things of life, you can afford much more for the same budget in Omaha.
Rents are still affordable for many people retiring in Omaha
Not only living costs are pretty low, but also rents are still affordable for many pensioners in Omaha and this can be great for you since you don’t have to spend lots of money on housing and will have more money left to spend on other important and nice things of daily life.
You don’t have to search long to find a decent place to stay
Since housing shortage is not a big problem in Omaha yet, people retiring in Omaha usually also have a rather easy time finding a decent and affordable place to stay while retirees in Washington D.C. or other more popular places often have a much harder time in this regard.
Low overall financial pressure for pensioners in Omaha
Another benefit of retiring in Omaha is that overall financial pressure is rather low.
In fact, living and housing costs are much lower compared to many other big metropolitan areas and this is great news for you since while people retiring in Seattle and many other places often have to worry about money on a regular basis, you don’t have to deal with the same pressure in the Omaha region and will less likely suffer from mental health problems related to financial problems.
Retirees in Omaha can experience real seasons
Since you will have warm summers and pretty cold winters in the Omaha region, you can also go swimming in summer and skiing in winter and this may make your retirement life in Omaha much more interesting compared to people who retire in Dallas or other warmer regions instead.
Decent bars and restaurants in Omaha
Since there are many bars and restaurants in the Omaha region, you will also have a rather easy time meeting many new people and can also have delicious meals at the same time so you can really enjoy your senior life in Omaha and chances are that you will also be able to make many new friends rather quickly.
You can socialize in senior centers
You can also hang out in senior centers where you can meet many like-minded people of your age and can have interesting discussions about things that are going on in the world right now and can also share useful advice regarding how to optimize senior life in Omaha in general so you can avoid the most common mistakes in this regard.
Omaha is a rather relaxed place
Since Omaha is much smaller than many other major metropolitan cities, it is also less crowded and you will therefore find many quiet spaces where you can relax and enjoy your time without running into people on a regular basis.
Easy to get around by car in Omaha
Since Omaha is not the most crowded city, it is also pretty easy to get around by car in this region since traffic jams are not a big problem yet and while people who retire in Los Angeles or other major cities lose lots of time in traffic jams, you will have a much better time in Omaha since you can use your time more efficiently.
Retirees don’t have to worry about running out of important goods
Since supply of material goods is decent in the Omaha region, you also don’t have to worry about running out of important material goods anytime soon and will find everything you need in this city while supply of material goods might be much worse if you retired in smaller towns or villages.
Decent internet connection in Omaha
Thanks to good internet connection, you can also stay up-to-date with latest developments and will know what’s going on in the world and can adjust important decisions accordingly.
Moreover, you can also make video calls with your loved ones so you can see their faces on a regular basis and can also stay emotionally connected to them.
Easy to get to Omaha
Since Omaha has a big airport, your loved ones will also have a rather easy time visiting you in this region while this would be much harder in smaller towns or villages where public infrastructure is often much worse.
Omaha will be an important place to retire for quite a long time
Since Omaha is one of the biggest and most important cities in Nebraska, it will be an important place to retire for many decades and you can therefore benefit from decent public infrastructure for quite a long time.
Many recreational spaces in Omaha
You will also find many parks and other green spaces where you can relax and enjoy your leisure in peaceful environments and can really enjoy your retirement life in Omaha.
As you can see, there are many reasons for retiring in Omaha.
Yet, there are also some drawbacks to retiring in Omaha that I want to discuss for you in the following so you will be better able to decide whether you still want to retire in Omaha or rather want to move to a different region instead.

Disadvantages of Retiring in Omaha
- Rather poor public transport in Omaha
- Pensioners in Omaha may need a car to get around
- Omaha is not the most exciting city
- You may get bored with your senior life in Omaha
- Retirees in Omaha can’t enjoy the beach
- You will not have lots of beautiful nature
- Omaha may be too cold for many retirees
- Rather poor air quality in Omaha
- You may end up in a rather dodgy neighborhood
- Crime rates in Omaha are above national average
- Omaha is not the most popular place to retire
- Hard to meet many tourists in Omaha
- Your loved ones may not visit you often
Rather poor public transport in Omaha
One downside to retiring in Omaha is that public transport is not great in this region and you will therefore be less mobile as a retiree in Omaha compared to people who retire in NYC or other places where public transport is much better.
Pensioners in Omaha may need a car to get around
Due to rather poor public transport, you may also have a rather hard time getting around in the Omaha region and may urgently need a car.
Yet, once you get older and may no longer be able to operate a car in a safe manner, you may lack proper transportation alternatives as a pensioner in Omaha.
Omaha is not the most exciting city
You should also know that Omaha is not the most exciting city and if you want to have action all day and night long, Omaha may not be the right place for you to retire and you may be better off retiring in Chicago or other more vibrant places instead.
You may get bored with your senior life in Omaha
Since Omaha is not the most exciting city, you may also not have many interesting things to do in the Omaha region and you may therefore get bored during your retirement in Omaha in the long run.
Retirees in Omaha can’t enjoy the beach
Another downside to retiring in Omaha is that you will also not be able to enjoy the beach and this may greatly lower your overall quality of life compared to retirees in San Francisco or other coastal towns who can enjoy the beach on a regular basis.
You will not have lots of beautiful nature
Compared to many other beautiful regions in the US, landscape in Omaha is not as beautiful or interesting and your incentive for spending lots of time outdoors may be lower and you may therefore not stay as fit in the Omaha region as retirees in San Diego or other more beautiful places.
Omaha may be too cold for many retirees
Since you will experience pretty cold winters, retiring in Omaha may also not make sense for you in case you can’t stand the cold at all. If this is the case, you may be far better off retiring in El Paso or other much warmer regions.
Rather poor air quality in Omaha
Retiring in Omaha may also not be a great idea for you in case you already suffer from pulmonary problems since air quality in Omaha is not great at all and your health conditions may therefore get worse over time in this region.
You may end up in a rather dodgy neighborhood
You should also know that there are a few really dodgy neighborhoods in the Omaha region and if you are not careful, you may end up in one of those districts where you might just not feel safe and comfortable at all.
Crime rates in Omaha are above national average
Another disadvantage of retiring in Omaha is that crime rates are pretty high and many pensioners in Omaha no longer feel safe in certain parts of the city anymore which may greatly lower overall quality of life in the long run.
Omaha is not the most popular place to retire
Due to high crime rates and many other social problems the city has to deal with, it is also not the most popular place to retire and you may therefore have to justify your plans to retire in Omaha quite a lot among your family and friends.
Hard to meet many tourists in Omaha
Since Omaha is not the most popular city among tourists, it may also be pretty hard for you meeting up with people from all over the planet while retirees in Denver and other more popular places may have a much easier time in this regard.
Your loved ones may not visit you often
Since there are not many great things to do in the Omaha region, the incentive for your friends visiting you may also be rather low and you may therefore feel lonely or get socially isolated in the Omaha region sooner or later.

Top 10 Retiring in Omaha Pros & Cons – Summary List
Retire in Omaha Pros | Retire in Omaha Cons |
---|---|
Pensioners in Omaha appreciate affordable rents | Winters may be too cold for many retirees in Omaha |
Living costs are rather low in the Omaha region | Omaha is not the safest city |
Low overall financial pressure for retirees in Omaha | Many social problems in Omaha |
Easy to find a decent place to stay in Omaha | Pensioners may end up in rather dodgy districts |
Decent bars and restaurants in Omaha | Omaha is not the most exciting city |
Decent senior centers in Omaha | You may get bored with senior life in Omaha |
Retirees in Omaha can experience real seasons | People who retire in Omaha can’t enjoy the beach |
Easy to get from and to Omaha | Landscape around Omaha is not great |
Retirees in Omaha can stay connected to the world | Poor public transport in Omaha |
Easy to get around by car in Omaha | Omaha doesn’t have great air quality |
Is Omaha A Good Place To Retire?
While retiring in Omaha can be a great idea since living and housing costs are fairly low while public infrastructure is still decent, you should also know that crime is a big problem in Omaha and public transport and medical infrastructure get worse outside the city center.
Alternative Cities To Retire
If you don’t want to retire in Omaha, you should also have a look at the following articles:
Advantages and disadvantages of retiring in Mesa
Advantages and disadvantages of retiring in Atlanta
Advantages and disadvantages of retiring in Kansas City
Sources
https://www.census.gov/quickfacts/omahacitynebraska
Own research.

About the author
This site is about living, moving and traveling to various parts of our fascinating planet.
My name is Andreas and when I was younger, I traveled the world and learned a lot about different cultures and countries.
Thus, I want to share my experiences with you so you can benefit from them and avoid common mistakes in this regard.
In my articles, you will find everything you need to find the best location for a happy and successful life.